If you’ve been involved in a car accident in Colorado, you might be concerned about how it will affect your driving record. Depending on the facts of the case, your accident history can lead to increased insurance premiums, legal liabilities, and possible suspension of your driving privileges.
Keep reading for more from our Denver car accident lawyers. We’re here to keep you prepared and informed. Call (866) 823-8288 to schedule a free consultation today.
How accidents and driving records Interact in Colorado
In Colorado, not all accidents will automatically end up on your driving record. Several factors influence whether an accident is recorded, including the severity of the incident and your role.
Reporting accidents in Colorado
Colorado law requires drivers to report any accident involving injury, death, or significant property damage to the police. These reported accidents typically make their way onto your driving record, especially if they meet certain criteria:
- Severity of the accident – Major accidents resulting in significant damages or injuries are more likely to be noted on your driving record.
- Fault and citations – If you are cited for a traffic violation related to the accident, it will likely appear on your record. Colorado follows a fault-based system, so if you are determined to be at fault in an accident, this information will typically be included in your driving history.
The Impact on your driving record
Points system
Colorado uses a point system to monitor driver behavior. Different violations carry different point values, and accumulating too many points can lead to license suspension.
Points will be added to your driving record if you’re found at fault in an accident and cited for a traffic violation (like speeding or reckless driving). Accumulating too many points can lead to administrative penalties, including suspension of your driver’s license.
Insurance implications
Accidents can increase your insurance premiums, especially where you are at fault. Insurance companies use your driving record as one of the key factors to assess your risk and determine your rates.
| Related article: What if the at-fault driver doesn’t have insurance? |
Managing the impact on your record
Checking your driving record
It’s a good practice to periodically check your driving record for any inaccuracies or unexpected entries. You can obtain your driving record from the Colorado Department of Motor Vehicles (DMV).
Disputing errors
If there are inaccuracies on your driving record, especially concerning accident details, you can request a correction. This typically involves submitting proof that the recorded information needs to be corrected or updated.
Legal assistance
Consulting with a personal injury attorney can be beneficial if an accident affects your driving record and subsequent insurance rates or legal standing. Zara Injury Law can provide guidance and help you understand your rights and options, including how to mitigate the impact of an accident on your driving record. Contact us online or call (866) 823-8288 today.
We’re here to minimize the impact
By understanding how accidents and driving records are connected, you can proactively manage your record and seek legal assistance when necessary. For personalized advice and effective legal representation, contact Zara Injury Law, where experienced attorneys are ready to help you navigate the complexities of Colorado traffic laws and their impact on your driving privileges.